Terms and conditions of subscription service
These terms govern your use of our subscription-based financial planning service. Please read carefully before subscribing or using any features of the site.
September 11, 2025
Acceptance of terms
By using this site or subscribing to our service, you agree to these terms. If you do not agree, do not use the service.
Definitions
Key terms used throughout these conditions are explained below.
‘Service’ refers to the subscription-based financial planning provided by morinthazelo.
‘User’ means any individual or entity accessing this site or service.
‘Advisor’ refers to a professional providing financial planning as part of the subscription.
‘Site’ means the morinthazelo.com website.
Service usage
The service is available to individuals residing in Australia, subject to compliance with these terms and relevant laws.
Eligibility
You must be at least 18 years old and legally capable of entering binding contracts to subscribe.
Service not available to minors.
User responsibilities
You agree to use our service lawfully and follow these guidelines:
Prohibited uses
You may not use the service for:
Intellectual property rights
All content, trademarks, and materials on this site are owned by morinthazelo or its licensors. Use is permitted only as authorised and for personal purposes.
User content
Users may submit information as part of the service. You are responsible for your content and warrant it does not violate laws or rights.
Rights to user content
By submitting content, you grant morinthazelo a non-exclusive licence to use it as needed for service provision.
Privacy and data protection
Your information is handled according to our Privacy Policy. Please review it for full details on how your data is used and protected.
Privacy PolicyImportant service disclaimer
The service provides general guidance and does not replace independent financial, legal, or tax advice.
General warning
Past performance does not guarantee future results, and results may vary.
Limitation of liability
To the extent permitted by law, morinthazelo is not liable for losses arising from your use of the service or information provided.
Indemnification
You agree to indemnify us for claims or losses resulting from your misuse of the service or violation of these terms.
Dispute resolution process
We encourage resolution of disputes through discussion. If unresolved, the following processes apply.
Arbitration
Disputes may be referred to binding arbitration under Australian law.
This does not limit your rights under consumer law.
Online dispute resolution
You may also use Australia’s online dispute resolution services to seek a fair and efficient outcome.
Australian ODR portalSeverability
If a provision is deemed invalid, remaining terms continue in effect.
Entire agreement
These terms constitute the full agreement between you and morinthazelo for this service.
Governing law and jurisdiction
All matters are governed by the laws of Australia.
Termination
Either party may terminate the subscription with notice. Obligations accrued before termination remain enforceable.
Modifications
These terms may be updated periodically. Continued use indicates acceptance of changes.
Contact us with questions
For questions about these terms, contact our team below.
Email address: content@morinthazelo.com
Phone number: +61 7 2322 6545
Office address: Tower 2, 201 Sussex Street, Sydney, NSW 2000 Australia
Effective date: September 11, 2025
Version: 3